Financial Policy
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Dr. Fagan’s primary mission is to deliver the finest and most comprehensive periodontal services available today. We are concerned about your dental care and want to ensure that it is performed in the most responsible manner. In order to assist you with the investment in your dental health, we have outlined our payment policy. Most of our patients want to understand their financial obligations for dental services before treatment begins so that they can plan their finances accordingly. While each patient will have a customized payment plan, there are the following guidelines that are helpful to keep in mind.
Emergency/Single Visit Payments
For all single visit procedures, our policy is that payment is due in full at the time of service regardless of insurance coverage. For your convenience, we accept cash, checks, money orders and the following credit cards: Visa, MasterCard, American Express and Discover. We are happy to file on your behalf for any benefits which you are entitled to. Any insurance reimbursement will be sent directly to you by your insurance company.
Multiple Visit Payment Options
For all treatment requiring more than one visit, you will be able to meet with our Treatment Coordinator who will review the following information with you.
It is always possible to pay the total amount due in advance of treatment. Payment may be made by cash, check or credit card.
When Dr. Fagan performs surgery, or when the hygiene department schedules root planing in our office, a surgical room deposit is required when the appointment is scheduled. This is a non-refundable deposit should the appointment be changed or cancelled without 48 hours notice. The deposit is calculated as 25% of the total per visit fee, rounded off to the nearest hundred dollars. The balance is due at the time of treatment. If you have dental insurance, we will be happy to file a dental claim with your insurer so that benefits can be sent directly to you.
For those individuals who would prefer an extended payment plan, outside financing is available with Capital One HealthCare Finance through our office. They can provide you with an outline of monthly payments with no finance charges for three to six months. A confidential inquiry may be made by phoning them at: 877-559-5050, or by using their secure website at: www.capitalonehealthcarefinance.com (good credit standing required). If you choose to extend your payment options beyond six months, a minimal finance charge will be incurred through Capital One HealthCare Finance.